Offering Memorandum
SkyReach Capital Mortgage Trust
Series A Units · Confidential offering document
SkyReach homeInvestments
SKYREACH CAPITAL MORTGAGE TRUST
Canadian mortgage
investments.
Explore investor documents SkyReach Capital Mortgage Trust pools investor capital into a portfolio of Canadian residential and commercial mortgages, administered by SkyReach Capital Corp. Explore the investment process, benefits, risks and offering documents.
Our focus is on mortgage-backed income potential and diversification, supported by underwriting and ongoing portfolio oversight.
8%–9%Target annual return
Returns are not guaranteed. Actual results depend on market conditions, borrower performance, fees and the risks described in the Offering Memorandum.
Investor information
Understand the Trust, its structure and its investment strategy.
Portfolio strategy
A diversified approach to mortgage investing across selected markets.
Risk management
Mortgage assessment, underwriting and ongoing monitoring.
UNDERSTANDING THE INVESTMENT
How mortgage
investing works
Investors participate in a pooled mortgage portfolio through units of the Trust.
The portfolio provides exposure to lending secured against real estate. The Trust may distribute income to unitholders in accordance with its governing documents and portfolio performance.
Eligible investors may participate through registered accounts such as RRSPs and TFSAs, subject to applicable rules. Review the offering documents and discuss your eligibility and circumstances before investing.
Speak with our investor team ↗FROM ENQUIRY TO PARTICIPATION
Our investment process
- 01
Investor enquiry
Review the Trust’s information and express your interest to our investor team.
- 02
Suitability assessment
FrontFundr, an exempt market dealer, assesses investor suitability in accordance with regulatory requirements.
- 03
Subscription
Eligible investors complete the subscription documents and proceed through the investment process.
- 04
Mortgage allocation
Pooled capital is allocated to a portfolio of mortgages secured against real estate.
- 05
Borrower repayments
Borrowers’ loan repayments, interest and fees contribute to the portfolio’s cash flow.
- 06
Investor distributions
The Trust may make periodic distributions based on portfolio performance. Distributions can vary and are not guaranteed.
READ BEFORE YOU INVEST
Investor documents
Review the offering terms, risks, fees, redemption restrictions and subscription requirements.
Contact our investor team to confirm the applicable documents and receive guidance on completing your subscription.
Subscription Agreement
Subscription documents for registered or non-registered funds.
Download agreementThese are the documents linked from SkyReach’s investment website. Downloading a document does not complete a subscription or confirm investor eligibility. Any offering is subject to the applicable documents and requirements.
WHY SKYREACH?
Experience. Relationships.
A real estate focus.
Trust & expertise
Experienced professionals guide the investment process with an emphasis on clear information and personal attention.
Community relationships
We value lasting relationships with investors, borrowers and the communities in which we work.
Real estate focus
Our investment approach centres on mortgage lending and opportunities supported by real estate collateral.
THE INVESTMENT OPPORTUNITY
Benefits of investing
with SkyReach
Explore whether mortgage investing fits your objectives, time horizon and tolerance for risk.
Discuss investing- Real estate collateral
- Exposure to mortgages secured against property.
- Income potential
- The potential to receive portfolio distributions.
- Portfolio diversification
- Participation in a range of mortgage investments through a pooled fund.
- Targeted returns
- Return objectives informed by the Trust’s strategy and market conditions; actual returns may differ.
- Registered plan access
- Participation through RRSPs, TFSAs and other eligible registered plans, subject to applicable rules.
ASSESSMENT & OVERSIGHT
How we manage risk
The Trust uses a structured approach to reviewing and monitoring mortgage investments.
These practices help assess risk. They do not eliminate the possibility of loss.
Targeted lending regions
A focus on selected markets in British Columbia and Alberta.
Experienced oversight
A credit team reviews mortgage investments.
Loan-to-value review
Assessment of the loan amount relative to the property’s value.
Property appraisals
Professional appraisals inform the assessment of collateral value.
Legal documentation
Mortgage documentation and security form part of the lending review.
Lending standards
Underwriting criteria guide mortgage selection and portfolio decisions.
PROFESSIONAL SERVICES
Supporting the investment process
Clearline CPA
Auditor of the Trust. The Offering Memorandum includes the auditor’s report and financial statements.
FrontFundr
Exempt market dealer supporting distribution and investor suitability assessment.
View SkyReach on FrontFundr ↗
Olympia Trust
Open a new account through Olympia Trust’s online portal.
Open an Olympia account ↗YOUR INVESTOR CONTACTS
Meet the investment team
Raj Sekhon
Director of Investor Relations
Deepak Raheja, MBI, CBCA®
Founder, President & Head of Origination
Ishwinder Singh Chharahhan
Mortgage Analyst & Administration
Nick Smith
Dealing Representative
LEARN MORE ABOUT INVESTING
Start with
a conversation.
604-547-3727 201–6678 152 Street
Surrey, British Columbia
Office hours
Monday–Friday: 10 a.m.–6 p.m.
Saturday & Sunday: Closed
Important investment information
This website provides general information, not investment, legal, tax or other professional advice. It does not constitute an offer to sell or a solicitation to buy securities, or a basis for an investment commitment. Any offering is subject to the applicable offering documents, investor eligibility and jurisdictional requirements.
Review the complete confidential Offering Memorandum, including the risk factors, and obtain advice from your professional advisers before deciding to invest. Principal, interest, returns and distributions are not guaranteed. You may lose some or all of your investment. Past performance does not predict future results. Consult your accountant regarding your individual tax circumstances.